The Lender Markethttps://thelendermarket.com/The Lender Market covers private-money and hard-money lending, credit markets, capital sources and lender operations for the people who originate, fund and broker real estate loans.en-usThe Fed's First Hike Since 2023 Has Reached Private Lenders' Cost of Capitalhttps://thelendermarket.com/news/fed-hike-prime-seven-percent-private-lenders/https://thelendermarket.com/news/fed-hike-prime-seven-percent-private-lenders/Wed, 30 Sep 2026 12:00:00 GMTThe prime rate is at 7%, the 10-year Treasury yield is above 5% and the Fed says more hikes are possible. Here is where the move shows up for private lenders and their borrowers.Rates & MarketsDebt Funds Remain the Biggest Non-Agency Commercial Real Estate Lenders, CBRE Data Showshttps://thelendermarket.com/news/debt-funds-lead-non-agency-cre-lending/https://thelendermarket.com/news/debt-funds-lead-non-agency-cre-lending/Wed, 30 Sep 2026 12:00:00 GMTAlternative lenders closed 38% of non-agency loans in the second quarter. Since then, a rate hike has changed the backdrop, and lenders are reworking deal terms to keep closing.Private CreditHow DSCR Loans Are Sized, and Why Rising Rates Shrink Refinance Proceedshttps://thelendermarket.com/news/dscr-loan-sizing-rates-refinance/https://thelendermarket.com/news/dscr-loan-sizing-rates-refinance/Wed, 30 Sep 2026 12:00:00 GMTRental loans are sized off a property's income, not the borrower's. That makes every move in rates show up directly in how much a bridge borrower can refinance.Hard MoneyHow Construction Draws Work on Fix-and-Flip Loans, and Where Lenders Get Burnedhttps://thelendermarket.com/news/fix-and-flip-construction-draws-explained/https://thelendermarket.com/news/fix-and-flip-construction-draws-explained/Wed, 30 Sep 2026 12:00:00 GMTMost rehab loans hold back the renovation budget and release it in stages. The draw process is where a lender's collateral is created, or quietly lost.Hard MoneyWarehouse Lines 101: How Private Lenders Fund Loans Before They Sell Themhttps://thelendermarket.com/news/warehouse-lines-explained-private-lenders/https://thelendermarket.com/news/warehouse-lines-explained-private-lenders/Wed, 30 Sep 2026 12:00:00 GMTA warehouse line lets a lender originate more loans than its own capital would allow. It also ties the lender's cost of funds directly to bank benchmarks.Capital & FundingWire Fraud at Closing: The Controls Every Private Lender Should Havehttps://thelendermarket.com/news/wire-fraud-controls-private-lenders/https://thelendermarket.com/news/wire-fraud-controls-private-lenders/Wed, 30 Sep 2026 12:00:00 GMTFraudsters target the moments when money moves, such as loan fundings, draws and payoffs. A few simple controls stop most attempts.Lender Operations